Suitable for main contractors, sub-contractors, property developers, project owners, engineering, renovation firms and SME’s involved in building, civil or infrastructure projects.
Provides comprehensive protection for construction projects covering accidental physical loss or damage to the contract works and 3rd party liabilities during the project period. It ensures your project runs smoothly even when unforeseen accidents, theft or natural disasters occur.
Comprehensive protect for machinery installation, plant erection or engineering projects against accidental physical loss or damage during installation, testing and commissioning, It also covers 3rd party liability for injury or property damage arising from the project.
Protection for employers against their legal liability to compensate employees for injuries, disabilities or deaths cause by accidents arising out of and in the course of employment. It ensures that both employers and employees are financially protect according to the Workmen’s compensation Act or common law requirement.
Provides medical protection for foreign workers in Malaysia. Covering hospitalisation and surgical expenses due to illness or accidents. It ensures that employers can fulfil their legal responsibility while protecting their foreign employees’ well-being under a shariah compliant plan. Mandatory for all employers of foreign workers with valid work permits in Malaysia.
Required by the Immigration Department of Malaysia for employers hiring foreign workers. It acts as a security deposit (jaminan) that ensures employers will bear all costs related to the repatriation of foreign workers if they breach their work permit conditions, fall ill or pass away. Mandatory for all employers hiring foreign workers in Malaysia.
Provides financial protection for foreign employees in the event of accidental death or disablement during or outside working hours. It ensures that foreign workers and their families receive compensation while helping employers fulfil their moral and social responsibility in a shariah compliant manner.
Suitable for SME’s, manufacturers, wholesalers, retailers, offices, service provider, contractors, maintenance companies, JMB/MCs, property managers and event organiser.
Coverage :-
Public Liability
Covers 3rd party bodily injury or property damage caused by your business activities, staff or premises.
Product Liability
Covers injury or damage caused by defective or unsafe products manufactured, supplied or sold by your business.
Tenant’s or Premises Liability
Covers accidental damage to rented or leased premises caused by you or your employees.
Completed Operations Liability
Covers damage or injury caused by work or services completed after the project handover.
Legal Defence Costs
Covers legal fees, court costs and settlements resulting from 3rd party claims.
Ideal for company directors, CEOs and senior management for private and public companies, SMEs and NGOs. Joint Management bodies (JMB/MC) and corporate boards. Start-ups and family businesses with appointed director.
Provides protection for company directors, officers and key decision-makers against legal liabilities arising from wrongful acts, errors or omissions made while managing the company. It safeguards their personal assets and helps cover legal defence costs, settlements and damages to ensuring peace of mind for leadership teams under a shariah compliant framework.
What it covers :-
Wrongful Act
Protection against claims for breach of duty, negligence, misstatements or omissions in managerial decisions.
Legal Defence Costs
Covers lawyer fees, investigation expenses and court costs for defending against claims.
Settlement & Compensation
Covers damages, compensation or settlement amounts awarded to 3rd parties.
Company Reimbursement
If the company indemnifies its directors, this Insurance/Takaful reimburses the company for such payments.