EMPLOYEE BENEFITS
Group Personal Accident (GPA)
24 hours worldwide coverage for employees against accidental death, injury or disability whether at work, travelling or off duty. It helps employers protect their people and show care through a shariah compliant employee welfare plan.
Group Term Life (GTL)/ Group Term Takaful (GTT)
Provides financial protection to employees and their families in the event of death or total permanent disability (TPD) from any cause whether illness or accident. It’s an affordable and compassionate way for employers to show care and responsibility while fulfilling corporate social values in a Shariah compliant manner.
Group Hospitalisation & Surgical (GHS)
Medical protection for employees in the event they are hospitalised due to illness or accident. It helps cover hospital, surgical and medical expenses ensuring your staff can focus on recovery while your business continues operating smoothly. Outpatient clinical of GP visit (optional).
Why its important for SMEs entrepreneur on staff benefits :-
- For Malaysian SMEs, employer contributions toward approved employee benefits are generally claimable as business expenses, subject to tax guidelines. This makes employee benefits a practical and tax-efficient alternative to increasing salaries.
- Encourages a healthy, loyal and motivated workforce
- Reduces financial stress for employees and their families
- Strengthens your company’s image as a caring and responsible employer
- Shariah compliant managed transparently under the Takaful principle of mutual protection (ta’awun)